If you are already familiar with the FR-19 in MD, then this post might be redundant. Many people we encounter do not know about the ramifications of not having insurance in our state are, and what is required when it…
Insurance can be a lifesaver in times of need, but it can also be a bit confusing when it comes to understanding all the different terms and conditions. One term that often comes up is “deductible.” So, what exactly is…
Rental reimbursement coverage is an optional coverage on your insurance policy that can help protect you financially in case of an accident, or other covered event, that leaves your vehicle in need of repairs. In essence, it provides you with…
When it comes to homeowners, landlord, or similar home policies, you will usually see a line-item referencing “Coverage B” or Other Structures coverage. There is usually a limit associated with this coverage. We get asked many times what exactly this…
Making modifications to your car or truck? Adding new exhaust? New wheels and tires? Lift kit? Lighting? Whatever the change might be, it is important to ask about adding customized equipment coverage to your auto policy. This will help protect…
When you purchase homeowners’ insurance, your policy will show a dollar amount that your insurance company would pay to rebuild your home if it were to become a total loss. You might be wondering: How did we come up with…
When you drive for a living, your personal car insurance policy might not cover some of the damages that may occur during the ride. That’s where rideshare insurance comes in. Whether you’re working for a rideshare service like Uber or…
So many of our tasks and purchases today have become more automated and less personal than they used to be. We do so much of our shopping online instead of in a store. For example, we order takeout on an…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our Younger Insurance Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of…